Skip to main content
  • Account
  • My Wishlist
  • Search
  • (734) 243-9500
Carroll / Ochs Jewelers
  • Engagement
    • Start With A Setting
    • Select Your Diamond
    • Diamond Education
  • Designers
    • 4Ocean
    • Bulova
    • Gabriel & Co
    • Pura Vida
    • Seiko
    • Stuller
    • Swarovski
    • Triton
  • Jewelry
    • Diamond Jewelry
      • Diamond Necklace
      • Diamond Studs
      • Diamond Earrings
      • Diamond Bracelets
      • Diamond Rings
      • Sets
    • Gemstone Jewelry
      • Gemstone Necklaces
      • Gemstone Earrings
      • Gemstone Bracelets
      • Gemstone Rings
    • Pearl Jewelry
      • Pearl Rings
      • Pearl Bracelets
      • Pearl Earrings
      • Pearl Necklaces
    • Gold Jewelry
      • Gold Chains
      • Gold Bracelets
      • Gold Necklaces
      • Gold Rings
      • Gold Earrings
    • Silver Jewelry
      • Silver Chains
      • Silver Earrings
      • Silver Rings
      • Silver Necklaces
      • Silver Bracelets
    • Swarovski Jewelry
    • Men's Jewelry
      • Men's Earrings
      • Men's Rings
      • Men's Necklaces
      • Men's Bracelets
    • Children's Jewelry
    • Watches
    • Gifts & More
      • Toe Rings
      • Anklets
      • Beads
      • Cufflinks
      • Chains
      • Gold Fashion Rings
      • Gold Pendants
  • Services
    • Repairs
    • Custom Jewelry
    • Appraisals & Insurance
    • Sell Gold & Jewelry
    • Trade-In Jewelry
    • Payment Plans
  • Store Info
    • About Us
    • Contact
    • Directions
    • Education
    • Reviews
  • Account
    • My Wishlist

      Payment Plans

      Carroll / Ochs makes it easy to plan your purchase months in advance or on a spur of the moment with options like layaway & financing.

      Financing

      Several financing options are available through Synchrony Financial.

       •  No Interest if Paid In Full within 6 or 12 Months.*
       •  Fixed Monthly Payments - 9.99% APR for 24, 36, or 48 Months.*
       •  Visit mysynchrony.com to apply online.


      Layaway

      Carroll / Ochs offers free layaway with flexible payments.

       •  Twelve Months to Pay
       •  No fees**
       •  10% Initial Down Payment
       •  Flexible Payments Once a Month (minimum payment of $10 or 5% of sale; whichever is greater)


      Trade-In

      Trading-in your unwanted or broken jewelry is a great way to use the value of your old jewelry towards a new purchase. Discover more about our Trade-In programs.  


      *Carroll / Ochs may require minimum purchase amounts for Synchrony financing, see store for details. Offer applies only to single -receipt qualifying purchases. Synchrony No Interest if Paid in Full - No interest will be charged on the promo purchase if you pay the promo purchase amount in full within the agreed number of months (6 or 12 months). If you do not pay in full, interest will be charged on the promo purchase from the purchase date. Depending on purchase amount, promotion length, and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Synchrony Fixed Monthly Payments - Interest will be charged on promo purchases from the purchase date at a reduced 9.99% APR, and fixed monthly payments are required equal to X.XX% of the initial promo purchase amount until promo is paid in full. The fixed monthly payment will be rounded up to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Synchrony Financing - Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance. For new accounts: Purchase APR is 29.99%. Minimum interest charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval. 

      **Layaway accounts exceeding the allowed twelve month payment period may be subject to fees and/or refunded as store credit. Accounts with no activity after three months are restocked and store credit is issued until claimed. Altered merchandise is subject to service fees if work done. New layaways only. Specific items may be exempt from layaway.

      QUESTIONS?
      Text Us Call Us Get Directions Make an Appointment
      OTHER SERVICES:
      Repairs Custom Jewelry Appraisals & Insurance Sell Your Jewelry Trade-In Your Jewelry Payment Plans
      Visit Us
      514 N Telegraph Rd
      Monroe, MI 48162-3337
      (734) 243-9500
      Store Information
      Hours
      Monday - Friday:10:00am - 5:30pm
      Saturday:10:00am - 4:00pm
      Sunday:Closed
      Follow Us
      Shop Jewelry
      • Diamond Jewelry
      • Gemstone Jewelry
      • Pearl Jewelry
      • Gold Jewelry
      • Silver Jewelry
      • Swarovski Jewelry
      • Men's Jewelry
      • Children's Jewelry
      • Watches
      • Gifts & More
      Our Services
      • About Us
      • Repairs
      • Create a Wish List
      • Custom Jewelry
      • Appraisals & Insurance
      • Sell Your Jewelry
      • Trade-In Jewelry
      • Payment Plans
      Subscribe to Our Newsletter

      Signup for special offers and discounts.

      © 2021 Carroll / Ochs Jewelers. All Rights Reserved. Website designed, maintained, and hosted by Punchmark. Accessibility Statement.